4 Apps That Keep Your Budget in Check

“You can be young without money but you can’t be old without it.” – Tennessee Williams

It’s important in the age of technology that we use the resources we have to keep a handle on our lives– and our finances should be in the forefront. Any financial planner worth their salt will tell you that the key to saving money is to budget your day-to-day expenditures and to stick to the plan.

At iAim, we strive to make your lives easier and carefree, so we did the hard work and researched some of the best 2016 budgeting apps that you can download right now. Keep your monthly expenditures in check while building and maintaining your life’s empire!

(And best of all? They’re free!)


Pocket Guard


Pros: Pocket Guard lets you sync your major bank account directly into the app, which is great. It monitors spending habits, tracks your expenses and credit card debt and keeps everything wrapped up in a nice visual package which users rated pretty high. One of our favorite things about this app is once you input all of your bills, it tells you a per day expenditure allowance so you don’t fall into the trap of overspending and missing a payment due to lack of funds.

Cons:  While this isn’t a huge deal to many, it’s only available in app form, and its website is very basic. It also doesn’t always support certain credit union banks, making it useless to anyone that doesn’t have accounts with a major US bank.





Pros: Goodbudget has some of the highest ratings that we’ve found for a budgeting app. It’s users like its simplistic design and the fact that you can share your budget with other people- like a spouse or roommate. It also offers in-app reporting and analytics.

Cons:  It doesn’t allow users to enter banking information to automatically add deposits, so it’s less automated than some of the other apps featured. Others have reviewed that they feel the execution of transferring money from envelope to envelope is a bit convoluted and unnecessary.




Pros: Wally has one of the largest currency lists that we’ve seen, making it one of the most versatile apps in the bunch. It lets you record and store images of your receipts for more detailed expense tracking and organizes them for maximum control.

Cons: As of now, Wally doesn’t allow you to roll over any surplus you had from the month previous. So it may not be entirely accurate when it comes to your available balance. Also, it doesn’t allow you to link your bank accounts, so like GoodBudget, it’s less automated than other apps.





Pros: Users rave about this app in the reviews. And we mean rave. It doesn’t just track your expenses, but it also tracks fraudulent or excessive charges, giving you time to dispute with your bank or credit card. This app also has a website you can use instead, so you’re never relegated to your handheld tech.

Cons: Sometimes Mint is a bit too automated. Customers complained that often it tries to auto-label entries after they’re entered, frustrating it’s users when they don’t catch the error right away. Many have also noted that the server has a tendency to crash, making it difficult to see your budget when you need it.


Do you use a budgeting app like the ones we mentioned? We want to know! Comment below and tell us which ones you use, or if you have any input to add about the apps in this article we’d like to know that, too!

Leave a Reply

Your email address will not be published. Required fields are marked *